Finance Center

Welcome to the Kendall Hyundai Finance Center

Welcome to the automotive financing section of the official Kendall Hyundai webpage. We are the one-stop-location for securing great rates on your next automotive purchase. Our automotive dealership in Miami has a trusted reputation with lenders. This makes it easy to obtain deals on new Hyundai cars and pre-owned vehicles of all sorts.

Is Financing a Car a Good Idea?

Financing a vehicle is a smart move for a variety of reasons. The biggest reasons are the long-term cost-savings and unlimited mileage. When you finance a vehicle, you have the opportunity to keep it driving like new for as long as you desire by performing preventative maintenance. It is always advisable to bundle various repairs together as accumulative wear and tear starts to break down related high-wear items on your vehicle. If you know this secret, you won’t get nickel and dimed with the repairs that force many used car owners to trade in their vehicles after the warranty expires. The other secret is to ensure that your vehicle retains its like-new condition as an effective means of pinpointing the cause of issues as they arise.

Financing a vehicle is also an important element of building a great credit record. In fact, it is one of the key requisites to obtaining a home mortgage loan. When you show responsibility with your investments, your credit ratings will improve dramatically and provide you with the flexibility to obtain the things you desire most. When you invest in a Hyundai vehicle, the best part of the deal is the long-term savings. In fact, Hyundai’s are known for their reliability and low maintenance costs. Therefore, you can expect to drive it cheaply for many years after the warranty expires.

Is There a Minimum Credit Score to Finance a Car?

Financing a vehicle is more situational than you would think. It all comes down to the personal judgment of the insurance agent and how far they are willing to extend faith in your loan generating an easy profit. While you may be able to get a loan without a minimum credit score, you may wind up paying larger interest fees to cover the risk associated with your past credit sins. Our dealership is not able to guarantee approval in every situation but can stand in your corner when it comes time to finance that vehicle by highlighting our personal record of reliability. In some cases, it may be beneficial to have a family member with solid credit act as a co-signer to improve your creditworthiness and to reduce interest rates. In any case, when lenders feel comfortable that you are buying a reliable vehicle from a reputable dealership, you can expect a variety of lenders to open their wallets if you prove your potential creditworthiness with current income.

A credit score is really just an abstract number that is more philosophical than real. In fact, the majority of people carry the same balances on their cards. The gap between those with excellent credit and bad credit usually boils down to the percentage of credit utilized. If people happen to have a higher credit line, for whatever reason, their credit ratings will be higher simply because they utilize under 30% of their total credit.

At our Hyundai dealership near Cutler Bay, FL , you can get the financing process started by using our online financing application. If you have any questions, do not hesitate to reach out, and one of the finance specialists at our Hyundai dealer near South Miami. Kendall will get back to you shortly.

Sales Info

Phone Number:Sales Hours:Special Hours
  • Christmas EveClosed
  • Christmas DayClosed
  • New Year's Day11:00 AM - 6:00 PM
Regular Hours
  • Mon - Fri9:00 AM - 9:00 PM
  • Sat9:00 AM - 8:00 PM
  • Sun11:00 AM - 6:00 PM
Kendall Hyundai is located at: 15895 S. Dixie Highway • Miami, FL 33157
Kendall Hyundai 25.622597, -80.343242.